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Credit Report
Credit Report
A credit report summarizes historical financial information collected to determine an individual's or an entity's credit worthiness, that is, the means and willingness to repay an indebtedness. Financial institutions utilize credit reports to gauge credit reputation, and thus determine whether to extend credit, and on what terms. With the adoption of risk based pricing on almost all lending in the financial services industry, this report has become even more important since it is usually the sole element used to choose the interest rate.
In the U.S. the three major credit reporting agencies are Equifax, Experian, and Trans Union.See also
:Credit score
:Identity theft
:Fair Credit Reporting Act
External links
- Request a free credit report ~ Run by Equifax, Experian and TransUnionCategory:Loan
This article is licensed under the GNU Free Documentation License. It uses material from the Wikipedia article "Credit Report".
Possible variations of this topic:
Credit Report
A credit report summarizes historical financial information collected to determine an individual's or an entity's credit worthiness, that is, the means and willingness to repay an indebtedness. Financial institutions utilize credit reports to gauge credit reputation, and thus determine whether to extend credit, and on what terms. With the adoption of risk based pricing on almost all lending in the financial services industry, this report has become even more important since it is usually the sole element used to choose the interest rate.
In the U.S. the three major credit reporting agencies are Equifax, Experian, and Trans Union.See also
:Credit score
:Identity theft
:Fair Credit Reporting Act
External links
- Request a free credit report ~ Run by Equifax, Experian and TransUnionCategory:Loan
This article is licensed under the GNU Free Documentation License. It uses material from the Wikipedia article "Credit Report".
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